
Panama is one of the best places in the world for retirees to retire today, it combines a low cost of
living, wonderful tropical weather, and one of the best discount programs for retirees in the world.
"Panama's Pensionado" program (incentive program for retirees), is considered one of the best in the
world and is not necessarily age related.
- Panama has a stable democratic government
- The US Dollar is the legal tender
- US style infrastructure with a number of familiar franchises and businesses.
- Residents do not pay tax on foreign earned income
- Foreigners can buy and own property in Panama with the same rights and protections as
Panamanian citizens.
- Tourism investments have exemptions from import duties, construction materials and equipment,
income, real estate taxes, etc.
- Property tax exemptions apply to all new construction on a sliding scale according to value.
- English is widely spoken.
- Real Estate is comparably cheap; one can expect prime location at prices 50-70% lower than in
comparable US locations.
- US standard health care facilities and services with many US trained English speaking doctors
available
- High rate for tourist safety according to Pinkerton Intelligence Agency.
- Panama has a reliable and modern communication system with fibre optic telephone lines and
ADSL internet in much of the country.
Healthcare
Conveniently, Panama is also ranked among the best countries in Latin America in health care.
Panama offers excellent quality medical care and modern hospitals in the metropolitan areas. Many
Panamanian doctors are U.S trained, and the standards at the top Panamanian hospitals compare
favourably to those in the US. American private health insurance policies are accepted in most
Panamanian hospitals, though private health insurance is available and much less expensive than
American insurance.
Investment
To encourage long term foreign investment, Panama does not require special permits, authorization or
registration to qualify investors. The 1998 Investment Stability Law protects investments of more than $
2,000,000 for 10 years from any changes in tax, customs, municipal and labour laws.
"Pensionado Program"
Panama's "Pensionado program" is considered to be among the best in the world for the large array of
benefits it offers. Some of the key benefits are:
Tax exemption to import a new car every two years
25% discounts on utility bills
25% discount on airline tickets
30% discount on bus, boat and train fares
1% reduction on home mortgages for homes used for personal residence
20% discount on doctor's bills and 15% on hospital services if no insurance applies
15% off on dental and eye exams
10% discount on medicines
And more!

AcuaAzul Ocean Club brings the standard of design
and construction found in exceptional private
residences and condominium living, resulting in
majestic homes and condominiums of intriguing
architectural design and ultra-luxurious
appointments. Situated on a hilltop overlooking a
golf course and the Pacific Ocean, AcualAzul Ocean
Club offers unparallelled views. The project offers
access to the following breadth of amenities:
beaches, fishing, boating, surfing, diving, golf,
equestrian and a local artisan market, all within 15
minutes! From $162,295.
Many more listings are available. Send us your information today from the home page and we will contact you to discuss the possibilities.
Prices and availability subject to change without notice.
These are real sample listings.
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Absolutely beautiful home in Coronado located close
the beach and the Golf Club. On the end a quiet paved
cul-de-sac road. An oversized lawn with security
fencing, covered parking and a cool refreshing
swimming pool. Enjoy sitting on your covered patio and
enjoying the lush green lawn. Plenty of room for adding
to the home or building additional buildings. Comes with
storage shed. Swimming pool is 180mt2 - 5mt2 x 3.5mt.
Lawn is 1020 m2 (land). Tile floors throughout, high
ceilings, solid concrete counter tops, Kitchen Island and
appliances. Build in closets in bedrooms and walk in
closet in Master bedroom. Solid wood doors and glass
sliders. $320,000.